✦ No bank login required · No credit card needed

Your money.
Finally under control.

Budget smarter, track your net worth, manage bills, and share finances with your partner — all in one beautifully simple app.

Start for free → See how it works

3 months free — no credit card, no auto-charge, ever.

$0
To get started
5
Min setup time
No
Bank login needed
∞
Financial clarity
Everything you need

Built for how you
actually live

Not another spreadsheet. Not another app that requires your bank password. Just the features that matter.

📊
Smart Budgeting
Set spending limits by category and watch your budget in real time. Velocity alerts warn you before you overspend — not after.
🏦
Net Worth Tracker
Add your accounts manually — no bank login ever. Track assets and liabilities to see your true financial picture in one place.
📅
Bill Management
Never miss a payment. Track recurring and one-time bills with due date reminders so nothing sneaks up on you.
💳
Debt Payoff
See all your debts in one place with payoff timelines. Use the extra payment calculator to see exactly how much interest you'll save.
🎯
Savings Goals
Emergency fund, vacation, new car — set it, track it, crush it. Monthly savings targets keep you on pace automatically.
🧾
Receipt Scanner
Snap a photo of any receipt or bill. Business expenses and charitable giving are saved automatically for tax season.
Built for couples too

One app.
Two people.
Zero arguments.

Invite your partner and share your full financial picture — budgets, net worth, bills, goals, everything.

1

Set up your account

Takes 5 minutes. Add your income, bills, and accounts to get started.

2

Invite your partner

Send an invite from Settings. They'll get a link to join and connect in seconds.

3

Share everything

Combined net worth, shared budget, merged transaction history. Both people keep their own login.

Combined Net Worth
$142,800
↑ $8,400 from last month
Budget Left
$1,240
18 days remaining
Bills Due
3
Next: Netflix in 2d
👫 Sharing with Brenna
📅 Rent due in 5 days
✓ Budget on track
Pricing

Simple, honest pricing.

Start free for 3 months. No credit card. No hidden fees. No auto-charge.

Monthly
Annual Save 30%
Trial
$0
for 3 months · then choose a plan
  • Full access to all features
  • Partner sharing
  • 50 receipt images
  • All 5 financial tools
Start free →
Pro
$59
per year · $4.92/mo
  • Everything in Trial
  • Unlimited receipt storage
  • Priority support
  • New features first
Get Pro →
Get the app

Always in your pocket.

Scan the QR code with your phone camera to open Merq Vault instantly. Then add it to your home screen for a native app experience — no App Store needed.

Scan to open on your phone
1
Scan the QR code Opens Merq Vault in your phone browser
2
On iPhone: Tap Share → Add to Home Screen On Android: Tap Menu → Add to Home Screen
3
Merq Vault is on your home screen Full screen, no browser bar — just like a real app

Stop guessing.
Start knowing.

Your financial life is waiting to make sense.

Start free — 3 months on us →

No credit card · No auto-charge · Cancel anytime